The older population in my nation has surpassed 264 million, making up 18.7% of the overall population, according to the seventh census. The National Bureau of Statistics also reported that the per capita disposable income in my nation will be 32,189 yuan by the end of 2021. Only 27,540 yuan per person is the average per-capita income.
For retired workers who have benefited from the increase in pensions, it is unquestionably a good thing that the overall increase in pensions will rise by 4% in 2022. After all, the quality of life for retirees may be directly impacted by the number of pensions.
According to available data, my country’s enterprise retirees would receive a monthly per capita pension of 2,987 yuan as of the end of 2021. In other words, if enterprise retirees in my nation reach the per capita pension level, they would have attained the middle income level in my country.
According to the information released by the Ministry of Human Resources and Social Security, according to the overall situation of pension funds, the following three signals indicate that pensions are expected to continue to increase in 2023:
First, the “13th Five-Year Plan” was finished ahead of schedule, according to the Ministry of Human Resources and Social Security, and as of the end of September, there were 987 million, 212 million, and 263 million participants in the nation’s basic pension insurance, unemployment insurance, and work-related injury insurance, respectively.
Target. The three social insurance funds received a total of 3.57 trillion yuan in income from January to September, while spending a total of 4.22 trillion yuan. The total balance at the end of September was 6.28 trillion yuan. In general, the fund functioning was steady.
Second, the coordinated provincial-level collecting and use of endowment insurance money has been fully advanced, and 26 provinces and the Xinjiang Production and Construction Corps have achieved it. Work hard on the central adjustment of the enterprise employee basic pension insurance funds, and the money for the first three quarters will be paid in full.
Third, pension insurance funds’ operations and investing strategies have improved over time. 24 provinces have started entrusting investments in funds as of the third quarter’s conclusion, with a contract value of 1.1 trillion yuan and 975.7 billion yuan in receipts. 21 of them have established pension insurance programs for citizens in both urban and rural areas.
According to the above situation, the unified collection and expenditure of the pension fund have been coordinated nationwide, thus ensuring the timely and full payment of social insurance benefits.
At the same time, the investment and operation of pension insurance funds are steadily advancing. As of the end of June 2022, the cumulative investment scale of social insurance funds has reached nearly 300 billion yuan, and investment income has exceeded 240 billion yuan. Therefore, judging from the operation of the social insurance fund, it can not only ensure that the pensions of retirees are paid in full and on time, but also lay the foundation for the increase of pensions in 2023.
So if pensions continue to increase in 2023, which five categories of people can enjoy increased pensions, and which three categories of people will not increase their pensions?
The basic pension level for retirees from businesses and institutions will be changed beginning on January 1, 2022, according to the Ministry of Human Resources and Social Security’s  No. 27 notification on the adjustment of pensioners’ pensions in 2022. Retirees who completed the required retirement processes and began receiving monthly basic pensions before December 31, 2021, are included in the adjustment scope for the pension increase in 2022.
Second, it is primarily separated into two parts in accordance with the “Reply Letter on Relevant Pension Insurance Benefits for Retired Persons After Sentencing” (Lao She Ting Han  No. 44) provisions:
First, for enterprise retirees who receive a sentence of criminal detention, fixed-term imprisonment, or a higher punishment, the basic pension will be suspended during the sentence. However, the basic pension can still be paid in accordance with the standard before serving the sentence after the sentence has expired, and they can still take part in future basic pensions. Adjustment.
The second is that if a retiree dies while serving his sentence, the principal and interest of the personal payment part of his personal account savings can be inherited, but the survivors do not enjoy the corresponding treatment. Retirees who are sentenced to public surveillance, fixed-term imprisonment, probation, and execution outside prison can continue to receive basic pensions, but do not participate in the adjustment of basic pensions.
Based on the above situation, the following three categories of personnel are not expected to enjoy the pension increase First, those receiving basic pension insurance for urban and rural residents are not included in the scope of adjusting the basic pension for retirees. Second, new retirees in 2023 are not expected to enjoy the increased basic pension benefits for retirees in 2023.
Third, retirees who have been sentenced to criminal detention, fixed-term imprisonment or higher penalties, and retirees who have been sentenced to public surveillance, fixed-term imprisonment with probation and execution outside prison are not expected to enjoy the 2023 increase in the basic pension for retirees.
So, which five types of retirees can enjoy increased pensions when they enjoy pension increases?
According to the provisions of the “Notice on Adjusting the Basic Pensions of Retirees in 2022,” the adjustment method is clear, and the quota adjustment should reflect the principle of fairness; the linked adjustment should reflect the incentive mechanism of paying more and paying more for a long time.
The number of years (or working years) is linked to the basic pension level; for senior retirees and retirees in difficult and remote areas, the adjustment level can be appropriately increased. Continue to ensure that the basic pensions of enterprise retired army officers who have been placed to work in the local area and have participated in the basic pension insurance are not lower than the average basic pension of local enterprise retirees.
Based on the above situation, the following five types of people can enjoy increased pensions when enjoying pension increases: First, retirees who have worked longer before retirement, or who have paid contributions for a longer period of time; second, retirees with a higher level of payment before retirement, or a higher pension level. Third, when the pension is adjusted, those who meet the age threshold of the old-age tipped age stipulated by the local regulations will be eligible.
Fourth, when pension adjustments are made, those who are in line with the preferential care policy in remote and difficult areas Fifth, when the pension adjustment is met, the local government stipulates that the personnel who retire from the enterprise transfer to cadres.
First of all, retirees who have worked for a long time before retirement, or who have paid contributions for a long time, can enjoy the treatment of an increased pension when the pension is adjusted. Taking the pension adjustment policy of Jiangsu Province in 2022 as an example, the notice stipulates that the adjustments to the length of service and payment period are as follows:
For a payment period of 15 years or less, the payment period will increase by 1.4 yuan per month for each full year. For the part of more than 15 years to less than 25 years (including 25 years), the payment period will be increased by 2.2 yuan per month for each full year;
For part of more than 25 years, the payment period will increase by 3.8 yuan per month for each full year. Then, a retiree with 15 years of service can enjoy a length of service adjustment of 21 yuan, and a retiree with 40 years of service can enjoy a length of service adjustment of: 15×1.4+10×2.2+15×3.8= 100 yuan.
Secondly, retirees who have paid higher levels of contributions before retirement or have a higher level of pensions can enjoy the benefits of increased pensions when pensions are adjusted.
Taking Tibet’s 2022 pension adjustment policy as an example, the notice stipulates that the pension level-linked adjustment ratio is 2.21%.
Then, a retiree with a basic pension of 2,000 yuan can enjoy the amount of pension level-linked adjustment: 2000×2.21%=44.2 yuan, while a retiree with a basic pension of 6,000 yuan can enjoy the amount of pension level-linked adjustment The amount is: 6000×2.21%=132.6 yuan.
Thirdly, when the pension is adjusted, those who meet the age threshold of advanced age in accordance with the local regulations can enjoy the treatment of increasing the pension when the pension is adjusted.
Taking the pension adjustment policy of Shandong Province in 2022 as an example, the notice stipulates that the part about tilt adjustment is divided into:
Those who are over 70 years old but under 75 years old will increase by 15 yuan; those who are over 75 years old but under 80 years old will increase by 30 yuan; those who are over 80 years old will increase by 60 yuan. For enterprise retirees who reached the ages of 70, 75, and 80 in the previous year, the monthly increase is 290 yuan, 190 yuan, and 360 yuan, respectively.
For enterprises that reached the age of 70, 75, and 80 in the previous year, they will pay a one-time supplementary payment to the insured personnel, and each person’s payment will increase by 70 yuan, 60 yuan, and 120 yuan per month, respectively. For retirees from government agencies and institutions who reached the age of 70, 75, and 80 in the previous year, each person’s benefit will be increased by 20 yuan, 80 yuan, and 80 yuan per month, respectively.
That is to say, the higher the age, the greater the amount of increase in pension tilt care enjoyed by the corresponding retirees when their pensions are adjusted.
Then, when the pension is adjusted, those who meet the preferential care policy in remote and difficult areas can enjoy the treatment of increasing the pension when the pension is adjusted.
Taking Sichuan Province’s pension adjustment policy in 2022 as an example, the notice stipulates that retirees are in difficult and remote areas. Class I to VI regions will increase by 8.50 yuan, 17.50 yuan, 26.50 yuan, 36 yuan, 55 yuan, and 75 yuan, respectively.
Finally, when the pension adjustment is met, the local government stipulates that the personnel who have retired from the enterprise and transferred to cadres can enjoy the treatment of increased pension when the pension is adjusted.
Taking the 2022 pension adjustment policy of Guangdong Province as an example, the notice stipulates that for retired military cadres who participate in the basic pension insurance for enterprise employees, if the basic pension after this adjustment does not reach the monthly basic pension level per capita of enterprise retirees in the city, it will be calculated and paid according to the monthly per capita basic pension level of enterprise retirees in the city where they are located.
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